Retirement planning is more than saving — it is engineering how your savings will sustain your lifestyle
throughout the decades after you stop working. Many investors unknowingly lose large amounts of money
due to poorly optimized withdrawal strategies, taxation errors, and improper fund allocation.

Common mistakes include:

• Withdrawing retirement funds too early or too aggressively


• Failing to account for inflation in lifestyle planning


• Not building a diversified retirement income stream


• Ignoring tax mapping during retirement withdrawals

A well-structured retirement strategy ensures income stability, wealth protection and peace of mind.